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Credit cards can help your credit rating or completely ruin it. For 9.1% of Americans who are at least 90 days in

Unfortunately, your credit score can have a large impact on your quality of life. Those with a high score are unlikely to

The average FICO score in the United States stands at 711. Many Americans use their credit to take out loans and achieve

Do you have any idea how your credit score works? If not, don’t feel bad. Around 40% of Americans don’t understand how

If your credit score is lower than 550, it means that you fall into the category of “bad credit.” Did you know