Results. Not Promises.


how we’re different

What Makes Us The Best?

Our clients love our results-based program. Also, our clients enjoy the level of attention and care we put into helping improve their credit profiles. But, we also stand out from the competition in a number of ways:

  • Expedited Service
  • Strategies For Advanced Items
  • FDCPA Attorney Network
  • In-House Home Buyer Consultants
  • Best In-Class Customer Support
  • Track Progress Online 24/7

Our Specialties

Our service can Help ADDRESS all of these items

Third party collections

Debt buyer collections

Tax liens

Medical collections

Charge offs

Broken leases





Identity fraud

Inaccurate names

Step-by-step credit repair

Our Process

We believe your credit profile deserves a high level of attention and a customized plan of action designed specifically for your credit challenges. Therefore, the first step for every single one of our clients is a 100% free credit review. You and one of our highly trained credit analysts will review your credit report in detail and formulate a plan of action to help get you to your credit score goals.

Free credit review

And in-depth credit report audit with one of our team members.

Customized Action Plan

A thorough strategy is designed to help get you to your credit goals.

Ongoing credit mentoring

We take things a step further by providing continued credit score updates and coaching.

Home Loan application Assistance

We act as an ambassador on your behalf to help bridge the mortgage application process.

Frequently Asked Questions

Our personal credit program is unique. We have plans that fit nearly any budget. Check our pricing page for more info.

The majority of our clients see an improvement on their credit profiles in as little as 40 days. No ethical company can 100% guarantee your success, but in the vast majority of examples, we have been able to help our clients significantly improve their credit scores.
Our program is designed to take no longer than 6 months to complete. While the majority of our clients finish at this time, sometimes variables outside of our control can affect your timeline (although rare). Most companies take years to accomplish what we can in just a few short months.
The first step is to request your free credit review. In your free credit review, you and one of our highly trained credit analysts will review your credit profile in-depth and develop a clear and concise road map to better credit scores. Afterwards, you can decide if our services are a good fit for you. You are under no obligation to enroll in our services.

Michelle is my counselor and actually all of The Credit Agents are wonderful OMG I love them they are really helping me and they are always with me keeping me updated and explaining anything I don't understand. I recommend all my friends that need credit help to call The Credit Agents.

Lisa Vasquez
Nov 5, 2021

I have been so worried about my future and believed I will never be able to afford a home. I bit the bullet and WOW! My credit scores skyrocketed! I had no reason to be nervous. They literally walked me through the process, making sure I understand each step that I take. I was lucky enough to be able to work with Jessica, who kept me laughing and smiling. Her customer service and her knowledge of the process was AMAZING!! Thank you, Jessica!!
The highest praise I can give her is that she is groovy-cool!! And so is this company. So, bite that bullet and do it. You are only helping yourself… with knowledgeable, kind help.

Eddie Tucker
Oct 29, 2021

I highly recommend The Credit Agents, I hired them and three months later from a 500 credit score to a 700 credit score. They do an excellent job. Also they are so attentive and professional when I have called them for questions. Great Service! 😉

Yary Rodriguez
Oct 28, 2021

Second month with the Credit Agents help!! I am still
so pleased with the results as they just keep getting better. I recommend them to anyone wanting to improve the credit!!!

Maricela Ramirez
Jul 19, 2021

Great company! I’ve been working with them for the last few months and I’ve seen a significant increase in my credit scores. I would definitely recommend The Credit Agents.

Trashell Green
Jul 16, 2021

My husband and I started our journey to find and buy a house last year. We did a okay job of getting our affairs in order but that last leg was arguous to say the least. My husband spoke to Robert and he got us set up on the per deletion program and was an immediate game changer! We started around February and my credit score between then and now is up 569 to 731! Yep you saw correctly! Because both my husband and I had a lot of inaccuracies it pulled our scores WAY down. It’s those things we didn’t know or didn’t have time to fix that made all the difference in the world. We started this with them in February and we closed on our home on June 3rd! I HIGHLY RECOMMEND THESE GUYS! And the bonus no surprise charges! They made this beautiful home possibe! Thank you The Credit Agents!!!😍

Paula Small
Jul 15, 2021

The Credit Agents


Your credit score is a snapshot of your financial health, and it can affect everything from the interest rates you pay on a credit card, auto loans to the loan rates you get on a mortgage. But how can you fix a bad credit score with the credit reporting agencies? That’s where we come in. At The Credit Agents, our main goal is to help you improve your credit score, so you can get the loans you deserve. The Credit Agents is your trusted source for fast, friendly, professional credit repair in Houston TX. Bad credit? No problem! We can help!


We’re glad you’re here. We know that having a low credit score can feel hopeless at times. Your score can affect many things in life. It’s our mission to help you raise it through our proven process so you can take advantage of excellent credit and how it can impact your life.

Maybe you’ve looked into a service like this before and are skeptical. There are a lot of rumors about if it’s legal, ethical, etc, but it’s pretty straightforward in reality. We work with the credit bureaus on your behalf to remove errors and negative items from your credit report leveraging our knowledge of the consumer protection laws. Our goal is to repair credit with the credit repair agencies.

Many credit repair companies use outdated dispute tactics, we specialize in unique credit repair solutions with the three credit bureaus.

So if you have poor credit or want to fix credit, we’re the folks you need to talk to about your credit file.

Request a free consultation today. Don’t forget to ask about our money back guarantee.


Your credit report is much more than just your credit score. Even if you’ve been checking your score online, there can be things on your report that you don’t know about. For example, if you’ve had a debt change hands between collectors more than once, it’s possible there can be duplicates of that account on your report. Our credit repair service includes a deep dive into your report to make sure there aren’t any errors that bring your score down.

Once errors are out of the way, another big aspect of credit repair is making healthy financial choices in the future. Not everyone is responsible for having a low score, and there are things in life that are out of our control. But it always helps to make sure good habits are in place. That way, you’ll have made the best use of your credit, and you’ll hold on to your good score. We’re happy to work with you through credit mentoring to make sure you have the best score possible.


Speaking of credit score, do you know how yours is calculated? Most people don’t, actually. It can seem like it’s a mystery, but it’s also simpler than most think. Our main goal in providing our services is to help you understand credit better, improve the bad things on your report and show you how to take control of your financial life.

Credit scores are based on a number of things, but your payment history is the most important factor.

That means making on-time payments is one of the best things you can do. The other side of that coin is that late payments can hurt your score significantly.

Imagine you have enough money to pay off one credit card, but doing so would make you late on another card’s payment. Resist the urge.

It’s better to pay things off slowly and be on time with everything than pay one account off while another becomes late.

And when you finally do pay off that card, don’t close your account. Keeping your credit limit open while using a low portion of it is another great thing to do for your score.

Hopefully, these tips help you to better understand your scores and how they work.


If you are in trouble with your credit score and you need to get it fixed, we are here to help!

At The Credit Agents, we provide professional and fast credit repair services in Houston, Texas.

Our credit repair experts can help you get your credit straightened out! We are one of the best credit repair companies in Houston, TX. 

Navigating the Credit Repair Landscape in Houston, TX: Your Ultimate Guide

In the bustling city of Houston, TX, a myriad of other credit repair companies is at your service, promising to uplift your financial health.

With the stakes being high, it is imperative to navigate this landscape with a well-informed mind.

This blog aims to be your compass in choosing the best credit repair company that suits your needs.

Understanding the Credit Repair Landscape

Before diving deep, let’s understand the basics. Your credit score, a three-digit number derived from your credit reports, is a reflection of your credit history with each credit bureau.

It is evaluated by three major credit bureaus based on various factors including your monthly payments history and credit card balances.

A good score opens up avenues for financial freedom, while a low credit score can be a stumbling block in your financial journey.

The Credit Repair Process

The credit repair process involves rectifying errors in your credit report, negotiating with credit bureaus, and strategizing to improve your credit scores.

A credit repair specialist, backed by a legitimate credit repair company, can guide you in this process, offering solutions tailored to your needs.

Services Offered by Credit Repair Companies

Most credit repair companies offer a range of services including credit analysis, credit education, and identity theft insurance.

Credit repair companies work diligently to remove inaccuracies from your credit reports, ensuring compliance with the Fair Credit Reporting Act and the Credit Repair Organizations Act.

How to Choose the Best Credit Repair Services

When it comes to selecting the best credit repair services, it is essential to:

  1. Compare Credit Repair Companies: Utilize personal finance tools to compare credit repair companies, considering factors such as credit repair cost and the range of services offered.

  2. Free Credit Consultations: Many companies offer free credit consultations to gauge your financial standing and devise a personalized strategy.

  3. Check Reviews and Ratings: Refer to the Better Business Bureau and other platforms to check the ratings and reviews of various Houston credit repair companies.

  4. Beware of Credit Repair Scams: Stay vigilant to avoid falling prey to credit repair scams that promise unrealistic results.

Additional Services to Look For

The best credit repair companies go beyond just repair services.

They offer assistance with finding a credit builder loan to help you build a robust credit history and provide accessible customer service for a smooth experience.

Some even offer money-back guarantees, ensuring you get value for your money.

Leveraging Technology for Credit Repair

Some companies have mobile apps that offer a seamless way to track your credit repair work.

These apps provide insights through credit score analysis and help you manage your credit limits effectively.

Financial Empowerment with Credit Repair Houston

Embarking on the credit repair Houston journey empowers you with knowledge and tools to manage your own credit effectively.

From understanding the credit utilization ratio to leveraging a personal loan for debt consolidation, you learn to take charge of your financial health.


In conclusion, choosing a credit repair agency involves a careful analysis of various factors including the range of services offered, credit repair industry reputation, and customer reviews.

Remember, a legitimate credit repair is your ally in achieving financial stability and steering clear of bad credit scores.

As you venture into the world of credit repair, remember to avail yourself of free consultations and to always prioritize your financial well-being. Here’s to a future with improved credit health and the realization of your financial dreams in Houston, TX!

Homepage 1

We're Highly Rated and Reviewed

We’re Highly Rated and Reviewed

Looking for a reputable credit repair company in Houston? The Credit Agents have been in business since 2012. Our goal is to help as many families as possible to become homeowners by helping them to improve their credit through our results-driven program. We will fight the credit bureaus and debt collectors on your behalf to help get you the credit scores you deserve.

We believe in one-on-one service and that when you call with a question or concern, that you speak with a real person. If you’re looking for a company that will do everything they can to help you achieve your credit restoration goals, then you’ve come to the right place. Give us a call and speak with one of our courteous credit consultants about your bad credit issues today. Let us help you improve your credit score range.





We Service Houston, TX 77079, League City, TX, Pasadena, TX, Pearland, TX, Sugar Land, TX, Cypress, TX and surrounding neighborhoods and cities with credit counseling service. Don’t live in Texas? We can still help you! Call us today for a free credit consultation. Higher credit scores could help you get access to better interest rates, higher credit card limits, and more.

Listen To Our Credit Repair Podcast On The Go


Provide your information below and one of our courteous credit consultants will contact you within 48 hours.

By clicking ‘Submit’ I agree by electronic signature to: (1) be contacted by The Credit Agents  about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice,and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.