Attention Clients: Our Offices Will Be Closed on Monday, May 25th 2020 For Memorial Day Will Re-Open Tuesday, May 26th 2020 at 9am CST.
REPAIR YOUR CREDIT TODAY
Get A Free 15-min credit review
how we’re different
What Makes Us The Best?
Our clients love our results-based program. Only pay us for successful deletions. Also, our clients enjoy the level of attention and care we put into helping improve their credit profiles. But, we also stand out from the competition in a number of ways:
- Expedited Service
- No Monthly Fees.
- Pay For Deletions.
- Strategies For Advanced Items
- FDCPA Attorney Network
- In-House Home Buyer Consultants
- Best In-Class Customer Support
- Track Progress Online 24/7
our service can Help ADDRESS all of these items
third party collections
debt buyer collections
step-by-step credit repair
We believe your credit profile deserves a high level of attention and a customized plan of action designed specifically for your credit challenges when deciding on the best company for credit repair in Houston. Therefore, the first step for every single one of our clients is a 100% free credit review. You and one of our highly trained credit analysts will review your credit report in detail and formulate a plan of action to HELP get you to your credit score goals.
free credit review
And in-depth credit report audit with one of our team members.
Cusomized Action Plan
A thorough strategy is designed to help get you to your credit goals.
ongoing credit mentoring
We take things a step further by providing continued credit score updates and coaching.
Home Loan application Assistance
We act as an ambassador on your behalf to help bridge the mortgage application process.
OUR RECENT REVIEWS
Frequently Asked Questions
WHAT DO YOUR SERVICES COST?
Our personal credit program is unique. Aside from our $349 initial audit fee, we invoice you after we get you successful deletions ($20-$125 per item, per bureau). For a detailed breakdown of pricing please request a free credit review today. For business credit, it is a one-time fee of $3,997 (payments plans available).
How long does it take?
Our program is designed to take no longer than 6 months to complete. While the majority of our clients finish at this time, sometimes variables outside of our control can affect your timeline (although rare). Most companies take years to accomplish what we can in just a few short months.
is credit repair legal?
Yes! Ethical credit repair companies utilize 100% legal strategies to improve your credit profile. We pride ourselves in being bonded and licensed in the State of Texas and being an active member of The National Association of Credit Services Organizations.
does credit repair work?
The majority of our clients see resounding improvement in their credit profiles in as little as 40 days. No ethical company can 100% guarantee your success, but in the vast majority of examples, we have been able to help our clients significantly improve their credit scores.
how do i get started?
The first step is to request your free credit review. In your free credit review, you and one of our highly trained credit analysts will review your credit profile in-depth and develop a clear and concise road map to better credit scores. Afterwards you can decide if our services are a good fit for you. You are under no obligation to enroll in our services.
how do you get my business money?
Business credit and funding is a systematized process that we've developed to help get you the working capital you need to grow your organization in a short amount of time. Many businesses come to us to help build and develop lines of credit that will serve their companies for years to come.
Simple and Effective
We’re glad you’re here. We know that having a low credit score can feel hopeless at times. Your score can affect many things in life. It’s our mission to help you raise it through our proven process so you can take advantage of excellent credit and how it can impact your life.
Maybe you've looked into a service like this before and are skeptical. There are a lot of rumors about if it's legal, ethical, etc, but it’s pretty straightforward in reality. We work with the credit bureaus on your behalf to remove errors and negative items from your credit report leveraging our knowledge of the consumer protection laws.
Credit report vs credit score
Your credit report is much more than just your credit score. Even if you’ve been checking your score online, there can be things on your report that you don’t know about. For example, if you’ve had a debt change hands between collectors more than once, it’s possible there can be duplicates of that account on your report. Our credit repair Houston service includes a deep dive into your report to make sure there aren’t any errors that bring your score down.
Once errors are out of the way, another big aspect of credit repair is making healthy financial choices in the future. Not everyone is responsible for having a low score, and there are things in life that are out of our control. But it always helps to make sure good habits are in place. That way, you’ll have made the best use of your credit repair in Houston and you’ll hold on to your good score. We’re happy to work with you through credit mentoring to make sure you have the best score possible.
Two Factors That Affect Credit Scores
Speaking of credit score, do you know how yours is calculated? Most people don’t, actually. It can seem like it’s a mystery, but it’s also simpler than most think. Our main goal in providing our services is to help you understand credit better, improve the bad things on your report and show you how to take control of your financial life.
Credit scores are based on a number of things, but your payment history is the most important factor.
That means making on-time payments is one of the best things you can do. The other side of that coin is that late payments can hurt your score significantly.
Imagine you have enough money to pay off one credit card, but doing so would make you late on another card’s payment. Resist the urge. It’s better to pay things off slowly and be on time with everything than pay one account off while another becomes late.
And when you finally do pay off that card, don’t close your account. Keeping your credit limit open while using a low portion of it is another great thing to do for your score.
Hopefully these tips help you to better understand your scores and how they work.
restore your credit legally
We’re Highly Rated and Reviewed
Looking for a reputable credit repair company in Houston? The Credit Agents have been in business since 2012. Our goal is to help as many families as possible to become homeowners by helping them to improve their credit through our results-driven program. We will fight the credit bureaus and debt collectors on your behalf to help get you the credit scores you deserve.
We believe in one-on-one service and that when you call with a question or concern, that you speak with a real person. If you’re looking for a company that will do everything they can to help you achieve your credit restoration goals, then you’ve come to the right place. Give us a call and speak with one of our courteous credit consultants about your bad credit issues today. Let us help you improve your credit score range.
Who Are The Credit Agents?
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Business Credit and Funding
The Credit Agents also can help business owners acquire lines of business credit and business funding without a personal guarantee. We have streamlined the process of developing business credit and have access to a network of funding companies. When the banks tell you no, we say yes.
CREDIT REPAIR HOUSTON SERVICE AREAS
We Service Houston, TX 77079, League City, TX, Pasadena, TX, Pearland, TX, Sugar Land, TX, Cypress, TX and surrounding neighborhoods and cities with credit counseling service. Don’t live in Texas? We can still help you! Call us today for a free credit consultation. Higher credit scores could help you get access to better interest rates, higher credit card limits, and more.