Why it’s important to know both your FICO and Vantage Scores

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In this article, I discussed why it’s important to know both your FICO and Vantage scores, especially in Mortgage Lending decisions. Some changes are on the horizon, so it’s best to equip yourself with this information, in order for bureaus and lenders not to take advantage of you. In addition, I also went into a little rant as to why … Read More

The Difference Between A Debt Buyer And a Collection Agency

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The Difference Between A Debt Buyer And a Collection Agency

First of all, debt buying occurs when a company purchases debts from a creditor, such as a credit card company, for a fraction of the face value of the debt. It is common for certain creditors, particularly credit card issuers, to sell defaulted accounts on which they have been unable to collect. What is a Debt Collection? A debt collection … Read More

Consumer Disclosure Vs. Credit Report

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Consumer Vs. Credit Report

First of all, Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. … Read More

How To Build Credit

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how to build credit

How To Build Credit If you’re wondering how to build credit, we know it can be challenging, especially if you are unfamiliar with credit in general.  Credit is a topic that’s not studied in public schools and many parents themselves can be uninformed about credit and therefore cannot educate their children at an early stage.  This lack of knowledge leads to individuals making mistakes early … Read More

How Your Rental History Can Boost Your Credit

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how your rental history can boost your credit score

How Your Rental History Can Boost Your Credit Score Please not that this article “How Your Rental History Can Boost Your Credit Score” contains affiliate links. If you decide to purchase services from one of our affiliates our company will receive financial compensation. These prices of these services have not been increased to compensate The Credit Agents. Also, we only … Read More

4 Best First Mortgage Options For First Time Homebuyers

Joe ChavarriaCredit Repair Houston | Blog | The Credit AgentsLeave a Comment

credit repair houston the credit agents

Facebook Twitter Pinterest Gmail A first mortgage can be hard to figure out while weighing your options. It seems like there are a million different types of mortgages out there and they all make it seem like they are the right fit for you and your family! We’ve already discussed some of the ways to know you’re ready to purchase your … Read More