What’s in a Number? A Look at How Are Credit Scores Calculated
Did you know that 30% of Americans are considered to have poor credit, and some people don’t even have any credit at all? Most people have a vague sense that credit exists and that you want to have a high credit score. How much more do you know about it than...
Why is Credit Important? A Practical Guide Towards Great Credit
If you have bad credit, it can feel like an isolating experience. But, the truth is that you’re not alone. In fact, around 30% of Americans have a credit score lower than 601. While this might seem like an arbitrary number, it affects your life more than you...
5 Surprising Reasons You Have Bad Credit (and What to Do About It!)
When people talk about credit, they often talk about their good credit scores. Good credit scores open some doors for you, like lower interest rates on mortgages. Yet, bad credit has a much more profound effect on your life. Even worse, around 40% of people...
How to Build Your Credit Score While Staying Debt-Free
Did you know that student loan debt in 2020 is $1.56 trillion dollars? Whether you’re suffering from student debt, regular debt, or want to stay out of debt, there are ways to build your credit score. Wanting to stay debt-free while you build your credit score?...
