# The Credit Agents > DIY credit-improvement resource based in Houston, Texas. Educational guides on credit reports, credit scores, disputing inaccurate items (collections, late payments, charge-offs, bankruptcies), and building credit. Content is written from 5+ years of hands-on credit repair experience in Texas. Key facts: - Focus: helping consumers understand and fix their own credit - Location: Houston, TX (11211 Katy Fwy, Suite 309, Houston, TX 77079) - Approach: education-first; recommends pulling all 3-bureau credit reports before disputing anything - Coverage: Texas-specific credit repair guidance for Houston, Dallas, Fort Worth, and 15+ other Texas cities ## Main resources - [Blog](https://thecreditagents.com/blog/): guides on credit scores, disputes, collections, and credit building - [Pricing](https://thecreditagents.com/pricing/): credit report and monitoring options - [How credit repair services work](https://thecreditagents.com/how-do-credit-repair-services-work/) - [How to avoid credit repair scams](https://thecreditagents.com/how-to-avoid-credit-repair-scams-and-grifts/) Some pages contain affiliate links (disclosed on-page). The Credit Agents may earn a commission from partner sign-ups.